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1(a) Free Members are allowed to read most forum content and website articles that have been posted up to October 31, 2009 or a later date which is usually at least 3 months behind the real time content available to paid members. Management reserves the right to vary the extent of this access to articles or forum content by Free Members.

(b)As for the more current content, Free Members will be able to see the titles of the articles in the listings on the Articles page of the website. If you wish to read the details of the more current articles and to read the more current postings in the forum as well as to make postings, we invite you to upgrade your free membership to paid (GOLD) membership at a fee of $128 for 12 months or $198 for 24 months.

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3. Financial Info Analysis Pte Ltd (FIAPL) and the Provocateur or employees accepts no liability whatsoever for any actual losses incurred or opportunities missed by any reader who claims to rely on any of the website content as the basis for their transactions or inaction in any securities market.

4. FIAPL may deliver to Free Members by electronic mail information related to the service such as updates in contents or features.

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7. FIAPL or its paid subcribers who make postings in the forum may provide links to appropriate sites on the World Wide Web deemed of interest to subscribers. FIAPL takes no responsibility for the availability of such sites, however, or for the accuracy of contents, non-objectionability or security of such sites. FIAPL does not check out the content or other attributes of websites whose links are posted on

8. FIAPL and Licensors cannot and do not guarantee the accuracy, completeness or reliability of any part of the content available through FIAPL. FIAPL and Licensors are not liable to anyone for any loss or injury resulting from use of the information on the website. FIAPL and Licensors accept absolutely no liability for any decision made or action taken on the basis of FIAPL content and will not be liable for any damages even if informed of the potential for damages.